Don’t Let The Holiday Season Ruin Your Weight Loss Plan!

Memorable Christmas Feasts From History - Holidappy - Celebrations

If you’re trying to lose weight, I don’t care what program you’re on, you know we are in the time of year, that leads to diet disaster. We call it “The Holiday Season”. For Americans, it lasts from

Thanksgiving until New Year. For most of the rest of us, it certainly lasts from the time the supermarkets put out their mince pies, until sometime in January, when they finally remove them from the shelves.

There are office parties, family dinners, invites out with friends, and of course, gifts. Calories, and carbohydrates fill the air. We always think we can be strong, or we decide a cheating day won’t hurt, and before you know it, it’s March and we’re back to eating like we always did. Then we get depressed and verbally berate ourselves as we reach for the ice cream to provide comfort.

I’ve done it at least 20 times in my life. I’ve spent 6 months to a year, eating great, and losing weight, only to jump ship in January due to the Holiday Festivities. Not this time.

First, I’ve lost too much weight to risk giving up now. And secondly, I’ve changed my life. I’m not on a diet. I have an eating plan. And they are different mindsets.

I did the same thing when my wife and I got out of debt. We had made a financial mess. I won’t go into it, but we were a disaster. It had gotten really scary. Then, we came to our senses and decided we didn’t want to live like that any more. I read several books, and we decided to make a plan. I got out my yellow pad and we looked at our debts, our income, and our bills. Then we prioritized them. If you want to find out the details, my book, IOU NO MORE, is still available on Kindle. The print version is off the market.

One of the changes we made was in our mindset. We weren’t on a budget. We had a spending plan. There was a goal. We made loads of mistakes. Some of them were pretty stupid, but we got right back on the horse and kept riding.

That was 20 years ago. It took us several years to get out of debt, but we did it. Today our income is smaller than it’s ever been, but we are able to pay all our bills. Besides that, I’ve gone back to school and got my masters and doctorate. My wife went back and got her bachelors and is working on her masters degree. We have paid for it. No student loans. We haven’t had a car payment since 2006. We’ve paid cash for every vacation.

Finally, this year, I decided to treat my health the same way. Instead of a diet, I have an eating plan. I know what I can eat, and what I can’t eat. I don’t eat what I can’t. Sometimes, if we’re at another couple’s home, or we’re out with friends, we can’t eat according to our plan. We don’t panic. We don’t cause a scene. We eat what’s put in front of us, knowing the next day will see us back on the program.

That’s why the Holidays are different this year. We’re on a plan. We have goals. And because we’re not on ‘a diet’, the mentality has changed. I’m not a slave to my weight, or to a diet. I’m in charge. Do I wish I could eat everything I like? Yes, but I can’t. That’s reality. I want to live a long time. And I want to be happy. I risked both of those things by eating myself into oblivion.

As I’ve said before, sugar is out of my life. I know how poison and addictive it is. White flour too. I do have the occasional low carb tortilla. I do have the occasional hamburger bun. I’m not a slave. I have a plan. The fact is, I don’t like burgers without buns. So now, I have fewer burgers, and have a bun. I don’t have ketchup, because it’s full of sugar. I don’t have special sauce for the same reason. Now, to be fair, burgers are awful here in the U.K. The only ones I like are sold in our local supermarket. They are 295 calories. I have two in my freezer. On days when I eat one, like I’ve said before, I bump my carbs to 50 and my calories to between 1500 and 1800.

Ok, to be fair, Covid has made things easier this year. We can’t go to people’s homes or have people over. So some of the temptations have been excluded by Government sanction. But I’m ok with that. It helps me stay true to my plan.

I’m 4 pounds away from new territory. I’m 60 pounds from my goal weight. I can see it from here. Yes, the light is distant, but I want it, and no one is going to stop me. So don’t even think about trying.

If you want to change your life, think in different terms. Stop thinking about debt and budgets. Take back your life. Start thinking about a spending plan and things you want to achieve or buy or do. Stop thinking about how fat you are, or how bad you look naked. How many people see you naked anyway? Never mind, don’t answer that. Start thinking about what it will be like to wear clothes off the shelf, rather that at the big and tall store. Start thinking about paying less for shirts, because 2XL and larger cost more. Start thinking about being able to walk, or go places you’ve always wanted to go. What do I want, rather than what I can’t do now.

If you need weight loss surgery, make an appointment, talk to your doctor. Don’t wait until ‘someday’. It’s not on the calendar. If you want to lose weight, start small, cut out sugar. That’s a great beginning. You’ll be surprised how much that will help you. If you need to start exercising, start by walking around the block. Or walking to your neighbors driveway and back. Do something. Change your mind, and do something.

And here’s my commitment to you. I will tell you what happens to me this Holiday Season. I will weigh myself say Christmas Eve, and again January 7, I will tell you what I ate. No secrets. Deal?

Have a very Merry Christmas, y’all. And please remember the Reason for the Season!

If You Think A Budget Doesn’t Work, You’re Doing It Wrong

Budget

It sounds so trite, but no one gets ahead financially without a budget. It’s like a law of nature. If you are not getting control of your money, I bet you don’t have one.
I can hear the complaints going up now. “Budgets are crap. They don’t work. I tried one once and it was a disaster.’ I believe you. But the problem was with you. You did it wrong.
I’ve worked with hundreds of people. I know what I’m talking about. Most of the time, it goes something like this. One member of the family makes a budget and presents it to the family. Usually it starts with the house and car payments, then credit cards, electricity, gas, maybe gasoline, etc. At the end, after they total everything, what’s leftover goes for groceries. And it’s usually about $25 a week for a family of four.
Even though groceries were budgeted last, they go grocery shopping early in the week and spend over $100. On Friday or Saturday, they go out to eat and blow another $60 and the budget is over.
If that describes you, don’t beat yourself up. You’re in good company. It happens to most people. The problem isn’t with budgets, you’ve just done it wrong. When you do a budget the right way, it’s much easier to make it work.
First, sit down together if possible. Even if one partner does the budget, get the other person’s buy in. If a couple are not together, it won’t work. Write the budget down on paper. Write it in pencil in case you need to erase. Don’t put it in your laptop, phone or tablet. Write it out. You’re trying to master your finances not practice your typing or software skills. Besides, writing this stuff down makes it feel more real. It really does.
I created a set of forms for my wife and I to do our budget. I had two budget forms in that set. I had a basic budget form to use while we were in debt. Then I had another one for after debt. Each of them had everything on a single page. I believed then and believe now, that if I can’t do my budget on a single page, I’m not going to do it.
Note: If you want one, I’ll send you a free .pdf of the basic form. You can make as many copies as you need. Just do one of two things, either use the Contact Us button, and ask for a budget form, or send an email to me at sam@samburtonpresents.com. Make sure you include your email address.
The method to doing a budget begins with a 4-category plan. It’s that simple.
1. God. I really believe that unless we give first, before we spend, we’ll never get control of our funds. B and I are Christians. We believe that God gets the best of the first and the first of the best. We give 10%. We started with 5% because our debt load was so bad. I’ll tell that story later. If you don’t believe in God, I urge you to consider Him. Feel free to email any questions you have, and I’ll try to answer them. But, find a charity, some cause you believe in and give.
2. Food. You’ve got to eat. You’re going to eat. If you don’t you’ll starve. And if you don’t eat right you’ll be unable to function properly at work. If you’re in debt, make it a basic budget. Don’t be buying T Bones and Lobster if you owe big car payments and Credit Card companies. Make your budget more basic until you break the debt trap. I’ll share details of how we did it in a future post.
3. Household expenses. Your family, you know, spouse, children, your dog Muffin, they all like having a roof over their heads, so budget your house payment next, followed by electricity, gas and insurance. Don’t budget things like phone bill, cable, and internet at this time. They are luxuries and don’t count yet.
4. Transportation. You must get to work to earn money. You need a car. You don’t need a car payment. If you have one right now, so be it. You have to put gas and oil in it and have it insured. You don’t need a new car. I don’t care who you are, you don’t need a new car. Go ahead, argue with me, but you don’t need one.
These 4 things occupy what I call your perimeter. These things are the must haves. And they should be budgeted in this order. These are must haves. Netflix is not a must have.
If you will begin your budget with these items, in this order, you’ll be way ahead of the rest of the pack. And, like I said earlier, just contact me if you want my basic family budget form absolutely free.
You rock. You can totally win.